Madison County property record for 395 Cherry Tree Rd, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,423 sqft · built 1990 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2014) |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-32-0-000-056.000 |
| Primary APN | 19-09-32-0-000-056.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 404582 |
|---|---|
| Street Address | 395 CHERRY TREE RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 32 T4S R2E PT OF THE WILLIAM WILSON RESERVATION IN TOWNSHIP 4S R2E DESC AS BEG N 82 W 2407.02 FT S 7 W 655.38 FT & N 69 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 32 |
| Legal Subdivision | WILLIAMS WILSON RESERVATION |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10902 |
395 Cherry Tree Rd is owned and occupied by an individual who bought it in June 2014.
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 CHERRY TREE RD, GURLEY, AL 35748-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Prior Sale | Jun 11, 2014 · Amount on File |
| Deed Document Number | 2014331620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 395 CHERRY TREE RD, GURLEY, AL 35748-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100008301 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-00008301 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 395 Cherry Tree Rd was $1,748 with a homeowner's exemption, up 1.7% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 (+1.75%) | ||
| 2025 | $1,718.00 Homeowner's exemption | $30,460 Land $3,340 Building $27,120 | $304,500 Land $33,300 Building $271,200 |
| 2023 | $1,585.00 (+12.17%) Homeowner's exemption | $28,160 (+11.75%) Land $3,340 Building $24,820 | $281,500 (+11.8%) Land $33,300 Building $248,200 |
| 2022 | $1,413.00 Homeowner's exemption | $25,200 Land $1,940 Building $23,260 | $251,800 Land $19,300 Building $232,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 395 Cherry Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Cherry Tree Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
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