Madison County property record for 531 Cherry Tree Rd, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,442 sqft · built 1998 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Mar 2019) |
| Tax Bill | $627 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-025.000 |
| Primary APN | 19-08-33-0-000-025.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 487102 |
|---|---|
| Street Address | 531 CHERRY TREE RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 33 T4S R2E PT OF THE WILSON RESERVATION DESC AS BEG N 57 E 700.49 FT N 7 E 287.95 FT & N 6 E 1300.63 FT FR THE SW COR OF |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Tract | 5 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10902 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 CHERRY TREE RD, GURLEY, AL 35748-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Mar 28, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Apr 4, 2014 · Amount on Record |
| Deed Document Number | 201918089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 21, 2026 |
| Property Address | 531 CHERRY TREE RD, GURLEY, AL 35748-9527 |
| Document Number | 2026205352 |
| Book / Page | 2026 / 205352 |
| Instrument Date | Sep 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 531 CHERRY TREE RD, GURLEY, AL 35748-9527 |
| Document Number | 2026205352, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2026/205352 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 28, 2019 |
| Property Address | 531 CHERRY TREE RD, GURLEY, AL 35748-9527 |
| Document Number | 0000018089 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 18089 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 CHERRY TREE RD GURLEY AL 357489527, GURLEY, AL 35748-9527 |
| Document Number | 18090 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 18090 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627.00 | ||
| 2025 | $627.00 (+20.81%) Homeowner's exemption | $18,820 (+18.51%) Land $3,920 Building $14,900 | $187,900 (+18.4%) Land $39,100 Building $148,800 |
| 2023 | $519.00 (+19.04%) Homeowner's exemption | $15,880 (+17.8%) Land $3,920 Building $11,960 | $158,700 (+17.82%) Land $39,100 Building $119,600 |
| 2022 | $436.00 Homeowner's exemption | $13,480 Land $2,560 Building $10,920 | $134,700 Land $25,600 Building $109,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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