Mecklenburg County property record for 4927 Elder Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 834 sqft · built 1948 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-084-06 |
| Primary APN | 161-084-06 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 834 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 297 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4927 ELDER AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-7817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L20 B7 M3-622 |
| Legal Subdivision | MARY G ROSS PROP |
| Legal Block | 7 |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1802 |
4927 Elder Ave is owned and occupied by an individual who acquired it in February 1991.
Source: Mecklenburg County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4927 ELDER AVE, CHARLOTTE, NC 28205-7817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 1991 |
| Deed Sale | Feb 28, 1991 |
| Deed Book / Page | 6466 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4927 ELDER AVE, CHARLOTTE, NC 28205-7817 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4927 ELDER AVE, CHARLOTTE, NC 28205-7817 |
| Document Number | 0000054513 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 35828/562 |
| Instrument | 2021054513 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 940 Months |
| Due | Jul 11, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 4927 Elder Ave was $1,533.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 | $354,500 Land $275,000 Building $79,500 | $354,500 Land $275,000 Building $79,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4927 Elder Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4927 Elder Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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