4920 Elder Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4920 Elder Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1948
Lot Size	0.3 acres (13,083 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jan 2020)
Tax Bill	$3,719 (2023)
Deeds & Mortgages	Jan 2020 Sale Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`161-091-19`

Property Details

APN / Parcel Number

Primary APN	`161-091-19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Heated Area
Gross Area	1,080 sqft
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,083 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	161-091-19
Street Address	4920 ELDER AVE
City	CHARLOTTE
State	NC
Zip	28205-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L4 B8 M3-622
Legal Subdivision	MARY G ROSS PROP
Legal Block	8
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	1802

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4920 ELDER AVE, CHARLOTTE, NC 28205-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Transfer MASTER TITLE AGENCY, MASTER TITLE AGCY
Aug 21, 2019	Warranty Deed, Transfer · Line of Credit LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	0034193499
Deed Book / Page	34193 / 499
Record Updated	Jun 7, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 9, 2020
Property Address	4920 ELDER AVE, CHARLOTTE, NC 28205-7818
Document Number	0000004018
Book / Page	034193 / 000499
Instrument Date	Jan 9, 2020
Instrument	4018
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 ELDER AVE CHARLOTTE NC 282057818, CHARLOTTE, NC 28205-7818

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 21, 2019
Property Address	4920 ELDER AVE, CHARLOTTE, NC 28205-7818
Document Number	0000108784
Book / Page	033777 / 000058
Instrument Date	Aug 19, 2019
Instrument	108784
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 E 36TH ST #214 CHARLOTTE NC 282051299, 214, CHARLOTTE, NC 28205-1299

Mortgage

Document Number	108785
Date	Aug 21, 2019
Book Page	033777/000061
Instrument	108785

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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