4921 Elder Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4921 Elder Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,067 sqft · built 1948
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,490,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-084-05`

Property Details

APN / Parcel Number

Primary APN	`161-084-05`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Enclosed/Finished Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4921 ELDER AVE
City	CHARLOTTE
State	NC
Zip	28205-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L21 B7 M3-622
Legal Subdivision	MARY G ROSS
Legal Block	7
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	1802

Owner

Source: Mecklenburg County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4921 ELDER AVE, CHARLOTTE, NC 28205-7817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jul 16, 2025	Correction Deed
Jun 20, 2025	Deed, Transfer · Commercial Mortgage FHL DF II SUB LLC
Feb 19, 2025	Warranty Deed, Construction Loan · Construction Mortgage ONCI REIT LLC
Jun 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Feb 19, 2025 · Amount on Record
Deed Document Number	202645189
Deed Book / Page	40388 / 550
Prior Transfer Date	Jul 2, 2025
Prior Transfer Doc	0000070971
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 30, 2026
Property Address	4921 ELDER AVE, CHARLOTTE, NC 28205-7817
Document Number	0000045189
Book / Page	40388 / 550
Instrument Date	Apr 30, 2026
Instrument	202645189
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$300,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4921 ELDER AVE, CHARLOTTE, NC 28205-7817

Mortgage

Document Number	0000045188,
Date	Apr 30, 2026
Instrument	202645188

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000045207,
Date	May 1, 2026
Book Page	40388/707
Instrument	202645207

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2025
Property Address	1500 SEIGLE AVE, CHARLOTTE, NC 28205-2666
Document Number	0000070971
Book / Page	39725 / 922
Instrument Date	Jul 2, 2025
Instrument	2025070971
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E TREMONT AVE, CHARLOTTE, NC 28203-5481

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 20, 2025
Property Address	1500 SEIGLE AVE, CHARLOTTE, NC 28205-2666
Document Number	0000061283
Book / Page	39668 / 233
Map Reference	MB 6 PG 767
Instrument Date	May 1, 2025
Instrument	2025061283
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 E TREMONT AVE, CHARLOTTE, NC 28203-5481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E TREMONT AVE, CHARLOTTE, NC 28203-5481
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061284
Date	Jun 20, 2025
Book Page	39668/237
Instrument	2025061284

Lender

Name	FHL DF II SUB LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jan 1, 2027

February 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 19, 2025
Property Address	1500 SEIGLE AVE, CHARLOTTE, NC 28205-2666
Document Number	0000015159
Book / Page	39390 / 516
Map Reference	MB 3 PG 622
Instrument Date	Feb 17, 2025
Instrument	2025015159
Transaction Type	Construction Loan
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1800, INDIAN TRAIL, NC 28079-1800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E TREMONT AVE APT 105, 105, CHARLOTTE, NC 28203-5482
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015160
Date	Feb 19, 2025
Instrument	2025015160

Lender

Name	ONCI REIT LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Sep 1, 2025

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 3, 2022
Property Address	1500 SEIGLE AVE, CHARLOTTE, NC 28205-2666
Document Number	0000084427
Book / Page	37397 / 255
Map Reference	MB 3 PG 622
Instrument Date	Jun 3, 2022
Instrument	2022084427
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SUN VALLEY PL, INDIAN TRAIL, NC 28079-9632

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$371,300 Land $275,000 Building $96,300	$371,300 Land $275,000 Building $96,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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