Bay County property record for 4927 E 2nd St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,928 sqft · built 1977 |
| Lot Size | 0.488 acres (21,257 sqft) |
| Owner | Company Name on File |
| Last Sale | $164,900 (Jun 2023) |
| Tax Bill | $2,109 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 25857-000-000 |
| Primary APN | 25857-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,257 sqft (0.488 acres) |
| Lot Dimensions | 173 ft deep x 123 ft wide |
| Porch | Slab |
| Porch Area | 268 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4927 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKER PLAT-(15.1)-119D2- LOT 15 LESS W 74.5 ORB 4695 P 3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 900 |
4927 E 2nd St is owned by a company that bought it in June 2023.
Source: Bay County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 414 JENNINGS AVE, GREENWOOD, SC 29649-2510 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer · Commercial Mortgage PEARL FUNDING LLC |
| Dec 9, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Dec 9, 2022 · Amount on File |
| Deed Document Number | 202333984 |
| Deed Book / Page | 4695 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 4927 E 2ND ST, PANAMA CITY, FL 32404-7047 |
| Document Number | 0046950003 |
| Book / Page | 4695 / 3 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | May 28, 2023 |
| Instrument | 2023033984 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800 |
| Name | Verified Name |
|---|---|
| Address | 414 JENNINGS AVE, GREENWOOD, SC 29649-2510 |
| Document Number | 0000046955 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 4695/5 |
| Name | PEARL FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Dec 1, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 9, 2022 |
| Property Address | 4927 E 2ND ST, PANAMA CITY, FL 32404-7047 |
| Document Number | 0046381186 |
| Book / Page | 4638 / 1186 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022087732 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $641.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800 |
The 2025 property tax bill for 4927 E 2nd St was $2,109, up 7.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,109.00 (+7.66%) | $150,759 Land $44,557 Building $106,202 | $150,759 Land $44,557 Building $106,202 |
| 2024 | $1,959.00 (+17.24%) | ||
| 2023 | $1,671.00 (+54.01%) | $118,190 (+10.72%) Land $37,453 Building $80,737 | $118,190 (+10.72%) Land $37,453 Building $80,737 |
| 2022 | $1,085.00 | $106,745 Land $33,579 Building $73,166 | $106,745 Land $33,579 Building $73,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4927 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4927 E 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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