Bay County property record for 4925 E 2nd St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 952 sqft · built 1977 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Jan 2026) |
| Tax Bill | $383 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25857-010-000 |
| Primary APN | 25857-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 952 sqft |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Roof Material | Metal |
| Lot Area | 12,763 sqft (0.293 acres) |
| Lot Dimensions | 173 ft deep x 74 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4925 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7047 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PARKER PLAT-(15.2)-119D2- W 74.5 OF LOT 15 ORB 4766 P 1838 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 900 |
Source: Bay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2905 BROAD WING AVE, PANAMA CITY, FL 32405-6679 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Jan 2, 2026 | Warranty Deed, Transfer DIAMOND TITLE AGENCY INC |
| Jan 22, 2024 | Warranty Deed, Transfer DIAMOND TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on Record |
| Deed Sale | Jan 2, 2026 · Amount on Record |
| Prior Sale | Jan 22, 2024 · Amount on Record |
| Deed Document Number | 2026217 |
| Deed Book / Page | 4989 / 564 |
| Prior Transfer Date | Dec 5, 2003 |
| Prior Transfer Doc | 0000089951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 4925 E 2ND ST, PANAMA CITY, FL 32404-7047 |
| Document Number | 0000050052 |
| Book / Page | 5067 / 2085 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202650052 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2905 BROAD WING AVE, PANAMA CITY, FL 32405-6679 |
| Document Number | 0000050053, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202650053 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 2, 2026 |
| Property Address | 4925 E 2ND ST, PANAMA CITY, FL 32404-7047 |
| Document Number | 0049890564 |
| Book / Page | 4989 / 564 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026000217 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12974 NW BAILEY CEMETERY RD, CLARKSVILLE, FL 32430-2306 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2905 BROAD WING AVE, PANAMA CITY, FL 32405-6679 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 4925 E 2ND ST, PANAMA CITY, FL 32404-7047 |
| Document Number | 0047661838 |
| Book / Page | 4766 / 1838 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024003374 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6490 PARK AVE, MILTON, FL 32570-4285 |
| Name | Verified Name |
|---|---|
| Address | 2103 CLINE LN, PANAMA CITY, FL 32404-3094 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383.00 (+11.01%) | $27,439 (+11.09%) Land $26,988 Building $451 | $27,439 (+11.09%) Land $26,988 Building $451 |
| 2024 | $345.00 (+6.48%) | $24,700 (+6.76%) Land $24,249 Building $451 | $24,700 (+6.76%) Land $24,249 Building $451 |
| 2023 | $324.00 (+53.55%) | $23,136 (+11.29%) Land $22,685 Building $451 | $23,136 (+11.29%) Land $22,685 Building $451 |
| 2022 | $211.00 | $20,789 Land $20,338 Building $451 | $20,789 Land $20,338 Building $451 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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