49304 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49304 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,959 sqft · built 1995
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Feb 2008)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-453-011`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-453-011`
Alternative APN	`0820453011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,959 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Split Level
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	206 ft deep x 62 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49304 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 28 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	28
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4012
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49304 FRANCES DR, MACOMB, MI 48044-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2008 · Amount on Record
Deed Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	20088019945
Deed Book / Page	19193 / 877
Last Transfer Date	Oct 5, 2015
Transfer Doc	0000125776
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49304 FRANCES DR, MACOMB, MI 48044-1639
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49304 FRANCES DR, MACOMB, MI 48044-1639

Mortgage

Document Number	0000110014
Date	Jan 20, 2021
Book Page	27347/571
Instrument	2110014

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Sep 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49304 FRANCES DR, MACOMB, MI 48044-1639
Document Number	0000105105
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49304 FRANCES DR MACOMB MI 480441639, MACOMB, MI 48044-1639

Mortgage

Document Number	0000105105
Date	Sep 18, 2019
Book Page	026204/000738
Instrument	105105

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49304 FRANCES DR, MACOMB, MI 48044-1639
Document Number	0000108484
Book / Page	024929 / 000110
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49304 FRANCES DR MACOMB MI 480441639, MACOMB, MI 48044-1639

Mortgage

Document Number	0000108484
Date	Sep 7, 2017
Book Page	024929/000110
Instrument	108484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Sep 6, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,300 (+3.26%)	$398,600 (+3.26%)
2025	$4,342.00 (+8.36%) Homeowner's exemption	$193,000 (+11.3%)	$386,000 (+11.3%)
2023		$173,400	$346,800
2022	$4,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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