Osceola County property record for 4925 Tortoise Trl, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 3,402 sqft Living Area |
| Lot Size | 6,229 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2021) |
| Tax Bill | $7,321.00 (2025) |
| Primary APN | 31-25-31-0842-0001-2860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,402 sqft Living Area |
| Gross Area | 4,236 sqft Gross Area |
| 1st Floor | 2,122 sqft 1st Floor |
| Upper Floors | 1,280 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.143 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 288 sqft Pool |
| Deck Area | 552 sqft Deck |
| Porch Area | 834 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4925 TORTOISE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 286 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 2860 |
| Legal Lot Number | 286 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0842-0001-2860
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4925 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 19, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Doc Number | 2021180686 |
| Deed Book / Page | 6091 / 1545 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 4925 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 0060911545 |
| Book / Page | 6091 / 1545 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021180686 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1233 LINTON AVE, 1233, ORLANDO, FL 32809-6372 |
| Name | Verified Name |
|---|---|
| Address | 4925 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 60911547 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 6091/1547 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 4925 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 0054350481 |
| Book / Page | 5435 / 0481 |
| Map Reference | MB19 PG189-191 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018170030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 4925 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 2018170031 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018170031 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,321.00 (+3.92%) Homeowner's exemption | $451,900 (+4.29%) Land $75,000 Building $376,900 | $451,900 (-5.34%) Land $75,000 Building $376,900 |
| 2023 | $7,045.00 (+3.27%) Homeowner's exemption | $433,321 (+3%) | $477,400 (+13.48%) Land $65,000 Building $412,400 |
| 2022 | $6,822.00 Homeowner's exemption | $420,700 Land $60,000 Building $360,700 | $420,700 Land $60,000 Building $360,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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