Osceola County property record for 4923 Tortoise Trl, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,118 sqft Heated Area |
| Lot Size | 6,229 sqft (0.142 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2018) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 153536 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,118 sqft Heated Area |
| Gross Area | 2,920 sqft Gross Area |
| 1st Floor | 1,818 sqft 1st Floor |
| Upper Floors | 300 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.142 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 340 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 153536 |
|---|---|
| Street Address | 4923 TORTOISE TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 287 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 287 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153536
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4923 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENTAGON FCU |
| Mar 23, 2018 | Special Warranty Deed, Subdivision Related Transfer DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Deed Doc Number | 2018046999 |
| Deed Book / Page | 5305 / 2579 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4923 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057541736 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 5754/1736 |
| Instrument | 2020091726 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 23, 2018 |
| Property Address | 4923 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 0053052579 |
| Book / Page | 5305 / 2579 |
| Map Reference | MB19 PG189-191 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 2018046999 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) - Vendor Data Only |
| Address | 4923 TORTOISE TRL, SAINT CLOUD, FL 34771-7506 |
| Document Number | 2018047000 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 2018047000 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 01, 2033 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $278,307 (+5.99%) | $361,100 (+0.53%) Land $75,000 Building $286,100 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $262,587 (+3%) | $359,200 (+14.25%) Land $65,000 Building $294,200 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $254,939 | $314,400 Land $60,000 Building $254,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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