4920 Tortoise Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4920 Tortoise Trl, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2014
Square Footage	3,528 sqft Living Area
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$375,652 (2014)
Tax Bill	$5,812.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0842-0001-2740`
Alternative APNs	`253131084200012740` `153523`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,528 sqft Living Area
Gross Area	4,362 sqft Gross Area
1st Floor	2,248 sqft 1st Floor
Upper Floors	1,280 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,147 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	438 sqft Pool
Deck Area	449 sqft Deck
Porch Area	372 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	4920 TORTOISE TRL
City	SAINT CLOUD
State	FL
Zip	34771-7507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 274
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1B
Legal Phase	1B
Legal Tract	842
Legal Block	2740
Legal Lot Number	274
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2059
Census Tract	43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-2740

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4920 TORTOISE TRL, SAINT CLOUD, FL 34771-7507
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Deed Doc Number	2014160962
Deed Book / Page	4688 / 2072
Last Transfer Date	May 24, 2023
Transfer Doc	0064211217
Record Refreshed	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 08, 2023
Property Address	4920 TORTOISE TRL, SAINT CLOUD, FL 34771-7507
Document Number	0064211217
Book / Page	6421 / 1217
Instrument Date	May 24, 2023
Instrument	2023073892
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4920 TORTOISE TRL, SAINT CLOUD, FL 34771-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4920 TORTOISE TRL, SAINT CLOUD, FL 34771-7507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+3.39%) Homeowner's exemption	$378,608 (+5.99%)	$480,000 (-5.23%) Land $75,000 Building $405,000
2024	$5,812.00 (+2.43%)
2023	$5,674.00 (+3.33%) Homeowner's exemption	$357,222 (+3%)	$506,500 (+13.11%) Land $65,000 Building $441,500
2022	$5,491.00 Homeowner's exemption	$346,818	$447,800 Land $60,000 Building $387,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.