Durham County property record for 4912 Stephens Ln, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,737 sqft · built 1987 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Jan 2002) |
| Tax Bill | $3,306 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0824-98-7398 |
| Primary APN | 0824-98-7398 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,737 sqft Heated Area |
| 1st Floor Area | 762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 135 ft deep x 159 ft wide |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 4912 STEPHENS LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | STEPHENS WDS/PH:01/BLK:A/ LT#06 PL:000113-000001 |
| Legal Subdivision | STEPHENS WDS |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1601 |
4912 Stephens Ln is owned and occupied by two individuals who bought it in January 2002.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4912 STEPHENS LN, DURHAM, NC 27712-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2002 · Amount on File |
| Deed Sale | Jan 22, 2002 · Amount on File |
| Deed Book / Page | 3331 / 727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4912 STEPHENS LN, DURHAM, NC 27712-9516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0097480001 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 9748/1 |
| Instrument | 2022030352 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4912 STEPHENS LN, DURHAM, NC 27712-9516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0087080220 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 8708/0220 |
| Instrument | 2019025383 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4912 Stephens Ln was $3,306, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,306.00 (+2.54%) | $325,320 (-) Land $84,375 Building $240,945 | $325,320 (-) Land $84,375 Building $240,945 |
| 2025 | $3,224.00 | $325,320 Land $84,375 Building $240,945 | $325,320 Land $84,375 Building $240,945 |
| 2023 | $2,678.00 (+2.33%) | $204,490 Land $40,590 Building $163,900 | $204,490 Land $40,590 Building $163,900 |
| 2022 | $2,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4912 Stephens Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1996–2018) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4912 Stephens Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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