Ashtabula County property record for 4920 Gerald Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 998 sqft · built 1900 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Apr 2016) |
| Tax Bill | $3,118 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009-00-044-00 |
| Primary APN | 48-009-00-044-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 998 sqft Living Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 416 sqft |
| Basement Area | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4920 GERALD RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 M |
| Legal Subdivision | SAYBROOK |
| Legal Lot Number | 8 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 603 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | THE HUNTINGTON NATIONAL BANK DR, ROANOKE, TX 76262 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage B-K LAND INC |
| Mar 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Deed Document Number | 20163614 |
| Deed Book / Page | 610 / 1106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4920 GERALD RD, ASHTABULA, OH 44004-9431 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000013611 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 755/225 |
| Instrument | 202100013611 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4920 GERALD RD, ASHTABULA, OH 44004-9431 |
| Document Number | 0000005547 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4920 GERALD RD ASHTABULA OH 440049431, ASHTABULA, OH 44004-9431 |
| Document Number | 0000005547 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 000661/000188 |
| Instrument | 5547 |
| Name | B-K LAND INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4920 GERALD RD, ASHTABULA, OH 44004-9431 |
| Document Number | 0000003234 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4920 GERALD RD ASHTABULA OH 440049431, ASHTABULA, OH 44004-9431 |
| Document Number | 0000003234 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 000656/002569 |
| Instrument | 3234 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,118.00 (+81.38%) | $37,250 (-) Land $6,550 Building $30,700 | $106,400 (-) Land $18,700 Building $87,700 |
| 2023 | $1,719.00 (+18.8%) Homeowner's exemption | $37,250 (+38.01%) Land $6,550 Building $30,700 | $106,400 (+38%) Land $18,700 Building $87,700 |
| 2022 | $1,447.00 Homeowner's exemption | $26,990 Land $5,040 Building $21,950 | |
| 2020 | $77,100 Land $14,400 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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