4314 Gerald Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4314 Gerald Rd, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,139 sqft · built 1862
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$93,000 (Sep 2010)
Tax Bill$2,806 (2025)
Deeds & MortgagesSep 2010 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-009-00-040-00

Property Details

APN / Parcel Number

Primary APN48-009-00-040-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,139 sqft Living Area
Gross Area1,639 sqft
1st Floor Area469 sqft
Upper Floors Area170 sqft
Basement Area500 sqft

Exterior

Year BuiltBuilt 1862
Effective Year BuiltEffective 1963
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area96 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4314 GERALD RD
CityASHTABULA
StateOH
Zip44004-9431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8 N M
Legal SubdivisionSAYBROOK
Legal Lot Number8
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3028
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1200 SNOW RD # 9, 9, CLEVELAND, OH 44130
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2010 · Amount on Record
Deed SaleSep 3, 2010 · Amount on Record
Deed Document Number20108059
Deed Book / Page480 / 2101
Record UpdatedOct 29, 2026

September 2010: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionASHTABULA OH
Property Address4314 GERALD RD, ASHTABULA, OH 44004-9431
Document Number0000003470
Instrument DateSep 3, 2010
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 GERALD RD ASHTABULA OH 440049431, ASHTABULA, OH 44004-9431

Mortgage

Document Number0000003470
DateApr 12, 2018
Book Page000657/000957
Instrument3470
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
AmountAmount Recorded
Term264 Months
DueApr 11, 2040

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,806.00 (+49.57%)$33,530 (-) Land $9,940 Building $23,590$95,800 (-) Land $28,400 Building $67,400
2023$1,876.00 (+13.42%) Homeowner's exemption$33,530 (+37.02%) Land $9,940 Building $23,590$95,800 (+37.05%) Land $28,400 Building $67,400
2022$1,654.00 Homeowner's exemption$24,470 Land $7,630 Building $16,840
2020$69,900 Land $21,800 Building $48,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Gerald Rd

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