Ashtabula County property record for 5415 Gerald Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,848 sqft · built 2008 |
| Lot Size | 5.14 acres (223,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Mar 2000) |
| Tax Bill | $8,098 (2025) |
| Deeds & Mortgages | Jun 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009-00-036-07 |
| Primary APN | 48-009-00-036-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,232 sqft |
| Attic | Attic |
| Attic Area | 180 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 223,898 sqft (5.14 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Pole Barn | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5415 GERALD RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 7 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 7 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 603 |
Source: Ashtabula County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5415 GERALD RD, ASHTABULA, OH 44004-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2000 · Amount on Record |
| Deed Sale | Mar 2, 2000 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 5415 GERALD RD, ASHTABULA, OH 44004-9431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000005976 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 711/2288 |
| Instrument | 202000005976 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 19, 2025 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,098.00 (+72.44%) | $96,750 (-) Land $16,070 Building $80,680 | $276,400 (-) Land $45,900 Building $230,500 |
| 2023 | $4,696.00 (+51.48%) Homeowner's exemption | $96,750 (+38.27%) Land $16,070 Building $80,680 | $276,400 (+38.27%) Land $45,900 Building $230,500 |
| 2022 | $3,100.00 Homeowner's exemption | $69,970 Land $12,360 Building $57,610 | |
| 2020 | $199,900 Land $35,300 Building $164,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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