Monroe County property record for 4920 E Ridgewood Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,534 sqft · built 1965 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Mar 2026) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-05420-00 |
| Primary APN | 010-05420-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,534 sqft |
| Finished Basement | 549 sqft |
| Unfinished Basement | 985 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Basement |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 010-05420-00 |
|---|---|
| Street Address | 4920 E RIDGEWOOD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE25 |
| Legal Description | PT NW NW 6-8-1E .51A |
| Legal Subdivision | EDGEWOOD HILLS |
| Jurisdiction | MONROE IN |
| Township / Civil Division | SALT CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1403 |
Source: Monroe County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK |
| Mar 27, 2026 | Deed, Transfer |
| Mar 27, 2026 | Deed, Transfer |
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 26, 2014 | Deed, Transfer · Conventional Mortgage THE PEOPLES STATE BANK |
| Feb 6, 2007 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 202655579 |
| Prior Transfer Date | Jan 19, 2007 |
| Prior Transfer Doc | 2007002152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020022417 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020022417 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELLETTSVILLE, IN 47429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 27, 2026 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2026003576 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026003576 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 27, 2026 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2026003576 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026003576 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 27, 2022 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2022011362 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022011362 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2022011391 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022011391 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 27, 2022 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2022011362 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022011362 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2022011363 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022011363 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 2022011391 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022011391 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 26, 2014 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2014010917 |
| Instrument Date | Aug 22, 2014 |
| Instrument | 2014010917 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2014010918 |
|---|---|
| Date | Aug 26, 2014 |
| Instrument | 2014010918 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Feb 6, 2007 |
| Property Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2007002152 |
| Instrument Date | Jan 19, 2007 |
| Instrument | 2007002152 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Salt Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (-6.64%) | $343,200 (+15.52%) Land $61,200 Building $282,000 | $343,200 (+15.52%) Land $61,200 Building $282,000 |
| 2024 | $2,335.00 (+75.83%) | ||
| 2023 | $297,100 (+17.99%) Land $53,200 Building $243,900 | $297,100 (+17.99%) Land $53,200 Building $243,900 | |
| 2022 | $1,328.00 | $251,800 Land $53,200 Building $198,600 | $251,800 Land $53,200 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures