Monroe County property record for 4911 E Ridgewood Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,232 sqft · built 1973 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,100 (Jul 2021) |
| Tax Bill | $3,310 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-01820-00 |
| Primary APN | 010-01820-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Basement Area | 928 sqft |
| Finished Basement | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 010-01820-00 |
|---|---|
| Street Address | 4911 E RIDGEWOOD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE25 |
| Legal Description | PT NW NW 6-8-1E .72A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | SALT CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1403 |
Source: Monroe County records · APN 010-01820-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4911 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2018 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jul 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | May 12, 2016 · Amount on Record |
| Deed Document Number | 202112595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4911 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018000842 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2018000842 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 01, 2021 |
| Property Address | 4911 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9211 |
| Document Number | 2021012595 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021012595 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4911 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9211 |
| Document Number | 2021012596 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021012596 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Salt Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,310.00 (-6.94%) | $501,700 (+15.28%) Land $74,800 Building $426,900 | $501,700 (+15.28%) Land $74,800 Building $426,900 |
| 2024 | $3,557.00 (+26.18%) | ||
| 2023 | $435,200 (+9.35%) Land $65,000 Building $370,200 | $435,200 (+9.35%) Land $65,000 Building $370,200 | |
| 2022 | $2,819.00 | $398,000 Land $65,000 Building $333,000 | $398,000 Land $65,000 Building $333,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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