4865 E Ridgewood Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 4865 E Ridgewood Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1963
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2020)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-22560-00`

Property Details

APN / Parcel Number

Primary APN	`014-22560-00`
Alternative APN	`53-08-01-100-055.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-22560-00
Street Address	4865 E RIDGEWOOD DR
City	BLOOMINGTON
State	IN
Zip	47401-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE25
Legal Description	PT NE NE 1-8-1W .69&.02A
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3005
Census Tract	904

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4865 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Transfer on Death Deed, Transfer
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIR WAY LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	2020691
Record Updated	Sep 20, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Aug 30, 2022
Property Address	4865 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Document Number	2022013035
Instrument Date	Aug 23, 2022
Instrument	2022013035
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4865 E RIDGEWOOD DR, 4865, BLOOMINGTON, IN 47401-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Mail Care Of	MICHAEL G SONNEFELD

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 14, 2020
Property Address	4865 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Document Number	2020000691
Instrument Date	Jan 11, 2020
Instrument	2020000691
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4865 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571

Mortgage

Document Number	2020000692
Date	Jan 14, 2020
Instrument	2020000692

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (-5.1%)	$274,500 (+0.77%) Land $92,300 Building $182,200	$274,500 (+0.77%) Land $92,300 Building $182,200
2024	$2,001.00 (+7.23%)
2023		$272,400 (+7.33%) Land $92,300 Building $180,100	$272,400 (+7.33%) Land $92,300 Building $180,100
2022	$1,866.00	$253,800 Land $92,300 Building $161,500	$253,800 Land $92,300 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IsoFusion Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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