492 Stuart St, Ramseur, NC 27316 Property Records

Randolph County property record for 492 Stuart St, Ramseur, NC 27316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 1970
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Nov 2025)
Tax Bill$793 (2025)
Deeds & MortgagesNov 2025 Sale
Flood ZoneZone X (minimal risk)
APN8702726652

Property Details

APN / Parcel Number

Primary APN8702726652
Alternative APN
  • 0072489

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialAsbestos
Lot Area14,810 sqft (0.339 acres)

Exterior Amenities

PorchOpen Porch
Porch Area311 sqft
Deck Area192 sqft
Patio Area192 sqft
Canopy360 sqft
Lean-To144 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address492 STUART ST
CityRAMSEUR
StateNC
Zip27316-8494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-20
Legal DescriptionCOLUMBIA HGTS;L15-16 PL:PB136-PG226
Legal SubdivisionCOLUMBIA HGTS
Legal Block72
Legal Lot Number15-16 16
JurisdictionRANDOLPH NC
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1039
Census Tract31001

Owner

492 Stuart St is owned and occupied by an individual who bought it in November 2025.

Source: Randolph County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address492 STUART ST, RAMSEUR, NC 27316-8494
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Deed Document Number20209971
Deed Book / Page2987 / 1033
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH NC
Recording DateNov 5, 2025
Property Address492 STUART ST, RAMSEUR, NC 27316-8494
Document Number0029871033
Book / Page2987 / 1033
Instrument DateNov 5, 2025
Instrument20209971
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

AmountAmount on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1369 STEELE ST, RAMSEUR, NC 27316-9723

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 STUART ST, RAMSEUR, NC 27316-8494

Tax Assessment & Valuation

The 2025 property tax bill for 492 Stuart St was $793.

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRandolph County
MunicipalityRamseur Town
Unified School DistrictRandolph County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$793.00$127,950 Land $21,750 Building $106,200$127,950 Land $21,750 Building $106,200
2023$761.00$127,950 Land $21,750 Building $106,200$127,950 Land $21,750 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 492 Stuart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Stuart St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RAMSEUR
serves 1,790 people · EPA ID NC0276020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Nearby Properties on Stuart St

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