Randolph County property record for 490 Stuart St, Ramseur, NC 27316 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,033 sqft · built 1970 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,500 (Nov 2025) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8702727670 |
| Primary APN | 8702727670 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,033 sqft Living Area |
| 1st Floor Area | 1,033 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asbestos |
| Lot Area | 18,295 sqft (0.419 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 490 STUART ST |
|---|---|
| City | RAMSEUR |
| State | NC |
| Zip | 27316-8494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLUMBIA HGTS;L13-14 BLK 3 PL:PB136-P226 |
| Legal Subdivision | COLUMBIA HGTS |
| Legal Block | 3 |
| Legal Lot Number | 13-14 14 |
| Jurisdiction | RANDOLPH NC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31001 |
Source: Randolph County records · APN 8702727670
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1369 STEELE ST, RAMSEUR, NC 27316-9723 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Deed Document Number | 20211120 |
| Deed Book / Page | 2990 / 942 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Recording Date | Nov 25, 2025 |
| Property Address | 490 STUART ST, RAMSEUR, NC 27316-8494 |
| Document Number | 0029900942 |
| Book / Page | 2990 / 942 |
| Map Reference | MB 194 PG 28 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 20211120 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 STUART ST, RAMSEUR, NC 27316-8494 |
| Name | Verified Name |
|---|---|
| Address | 1369 STEELE ST, RAMSEUR, NC 27316-9723 |
| Document Number | 0002990945 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2990/945 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Number | 0029900961 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 2990/961 |
| Instrument | 20211122 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Property Address | 490 STUART ST, RAMSEUR, NC 27316-8494 |
| Document Number | 0025541247 |
| Book / Page | 002554 / 001247 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 492 STUART ST RAMSEUR NC 273168494, RAMSEUR, NC 27316-8494 |
| Document Number | 0025541247 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 002554/001247 |
| Instrument | 20044738 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Randolph County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Randolph County |
| Municipality | Ramseur Town |
| Unified School District | Randolph County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+4.32%) | $108,780 (-) Land $24,110 Building $84,670 | $108,780 (-) Land $24,110 Building $84,670 |
| 2023 | $1,272.00 | $108,780 Land $24,110 Building $84,670 | $108,780 Land $24,110 Building $84,670 |
Source: FEMA National Flood Hazard Layer, Randolph County (37151C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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