Randolph County property record for 491 Stuart St, Ramseur, NC 27316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,356 sqft · built 1920 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $39,000 (Apr 1998) |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8702726425 |
| Primary APN | 8702726425 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asbestos |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 265 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Canopy | 720 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 491 STUART ST |
|---|---|
| City | RAMSEUR |
| State | NC |
| Zip | 27316-8495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20 |
| Legal Description | COLUMBIA HGHTS;L8-9 |
| Legal Subdivision | COLUMBIA HGHTS |
| Legal Block | 72 |
| Legal Lot Number | 8-9 9 |
| Jurisdiction | RANDOLPH NC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 31001 |
Source: Randolph County records, as of October 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 STUART ST, RAMSEUR, NC 27316-8495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 1998 · Amount on Record |
| Deed Sale | Apr 29, 1998 · Amount on Record |
| Deed Document Number | 0015521221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Property Address | 491 STUART ST, RAMSEUR, NC 27316-8495 |
| Document Number | 0026800619 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 491 STUART ST RAMSEUR NC 273168495, RAMSEUR, NC 27316-8495 |
| Document Number | 0026800619 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 002680/000619 |
| Instrument | 20090278 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Randolph County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Randolph County |
| Municipality | Ramseur Town |
| Unified School District | Randolph County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (+4.12%) | $95,300 (-) Land $17,760 Building $77,540 | $95,300 (-) Land $17,760 Building $77,540 |
| 2023 | $1,116.00 | $95,300 Land $17,760 Building $77,540 | $95,300 Land $17,760 Building $77,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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