Marion County property record for 492 Lake Rd, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1970 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Dec 2024) |
| Tax Bill | $2,149 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Dec 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9002-0005-46 |
| Primary APN | 9002-0005-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 160 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1341400000 |
|---|---|
| Old Parcel Number | 9002000546 |
| Street Address | 492 LAKE RD |
| City | OCALA |
| State | FL |
| Zip | 34472-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 16 TWP 16 RGE 23 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 16 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 5 |
| Legal Lot Number | 46 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1204 |
492 Lake Rd is owned by an individual who bought it in December 2024.
Source: Marion County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16 CHESTNUT RUN, OCALA, FL 34480-9433 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Dec 20, 2024 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Oct 19, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 2024167231 |
| Deed Book / Page | 8498 / 323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 492 LAKE RD, OCALA, FL 34472-2770 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3704 SE 34TH CT, OCALA, FL 34471-7039 |
| Document Number | 0084980325 |
|---|---|
| Date | Dec 20, 2024 |
| Book Page | 8498/325 |
| Instrument | 2024167232 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 20, 2024 |
| Property Address | 492 LAKE RD, OCALA, FL 34472-2770 |
| Document Number | 0084980323 |
| Book / Page | 8498 / 323 |
| Map Reference | MB J PG 123-127 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2024167231 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,071.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 MALLORY DR, MARIETTA, GA 30062-3213 |
| Name | Verified Name |
|---|---|
| Address | 16 CHESTNUT RUN, OCALA, FL 34480-9433 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 492 LAKE RD, OCALA, FL 34472-2770 |
| Document Number | 0075990382 |
| Book / Page | 7599 / 382 |
| Map Reference | MB J PG 123-127 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021144287 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 NW 1ST AVE, 222, HALLANDALE BEACH, FL 33009-4002 |
| Name | Verified Name |
|---|---|
| Address | 7286 HEMLOCK LOOP, OCALA, FL 34472-2171 |
The 2025 property tax bill for 492 Lake Rd was $2,149.
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,149.00 | $86,405 Land $13,500 Building $72,905 | $86,405 Land $13,500 Building $72,905 |
| 2023 | $1,761.00 (+10.34%) | $72,724 (+1%) Land $9,500 Building $63,224 | $79,936 (+20.91%) Land $9,500 Building $70,436 |
| 2022 | $1,596.00 | $66,113 Land $8,500 Building $57,613 | $66,113 Land $8,500 Building $57,613 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 492 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 492 Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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