488 Lake Rd, Ocala, FL 34472 Property Records

Marion County property record for 488 Lake Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (May 2021)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9002-0005-44`

Property Details

APN / Parcel Number

Primary APN	`9002-0005-44`
Alternative APNs	`1341388000` `1341388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	102 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	488 LAKE RD
City	OCALA
State	FL
Zip	34472-2770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 123 SILVER SPRINGS SHORES UNIT 2 BLK 5 LOT 44
Legal Range	23E
Legal Township	16S
Legal Section	16
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	5
Legal Lot Number	44
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2001
Census Tract	1204

Owner

Source: Marion County records · APN 9002-0005-44

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	488 LAKE RD, OCALA, FL 34472-2770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
May 05, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN LENDERS INC
May 05, 2021	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Deed Document Number	202159510
Deed Book / Page	7453 / 551
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0067670309
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	488 LAKE RD, OCALA, FL 34472-2770
Transaction Type	Mortgage
Record Updated	Apr 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LAKE RD, OCALA, FL 34472-2770

Mortgage

Document Number	0082730083
Date	Mar 13, 2024
Book Page	8273/83
Instrument	2024031692

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	488 LAKE RD, OCALA, FL 34472-2770
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LAKE RD, OCALA, FL 34472-2770

Mortgage

Document Number	0074530566
Date	May 05, 2021
Book Page	7453/566
Instrument	2021059512

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 05, 2021
Property Address	488 LAKE RD, OCALA, FL 34472-2770
Document Number	0074530551
Book / Page	7453 / 551
Map Reference	MB J PG 127
Instrument Date	Apr 21, 2021
Instrument	2021059510
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 PINE RUN, 21, OCALA, FL 34472-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LAKE RD, OCALA, FL 34472-2770

Mortgage

Document Number	7453553
Date	May 05, 2021
Instrument	7453/553

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	May 17, 2018
Property Address	488 LAKE RD, OCALA, FL 34472-2770
Document Number	0067670309
Book / Page	006767 / 000309
Instrument Date	Dec 19, 2016
Instrument	47557
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21 PINE RUN OCALA FL 344728222, OCALA, FL 34472-8222

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+7.99%)	$193,954 (+9.06%) Land $27,000 Building $166,954	$193,954 (-2.31%) Land $27,000 Building $166,954
2023	$3,817.00 (+12.43%)	$177,844 (+1%) Land $19,000 Building $158,844	$198,540 (+22.8%) Land $19,000 Building $179,540
2022	$3,395.00	$161,676 Land $17,000 Building $144,676	$161,676 Land $17,000 Building $144,676

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 345 locations within half a mile of this property.

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