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489 Lake Rd, Ocala, FL 34472 Property Records

Marion County property record for 489 Lake Rd, Ocala, FL 34472 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1971
Square Footage1,248 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2023)
Tax Bill$2,796.00 (2025)

Owner

Source: Marion County records · APN 9002-0001-45

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address489 LAKE RD, OCALA, FL 34472-2771
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 24, 2023Warranty Deed, Transfer · Stand Alone Second Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 22, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Sep 19, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleAug 22, 2022 · Amount on Record
Deed Doc Number20239098
Deed Book / Page7967 / 1766
Prior Transfer DateFeb 24, 2017
Prior Transfer Doc0065391868
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address489 LAKE RD, OCALA, FL 34472-2771
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 LAKE RD, OCALA, FL 34472-2771

Mortgage

Document Number0075240859
DateJul 26, 2021
Book Page7524/859
Instrument2021100861
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJan 24, 2023
Property Address489 LAKE RD, OCALA, FL 34472-2771
Document Number0079671766
Book / Page7967 / 1766
Map ReferenceMB J PG 123-127
Instrument DateJan 18, 2023
Instrument2023009098
Transaction TypeTransfer
Record UpdatedFeb 09, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address489 LAKE RD, OCALA, FL 34472-2771

Mortgage

Document Number0079671787
DateJan 24, 2023
Instrument7967/1787
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Mortgage

Document Number0079671768
DateJan 24, 2023
Book Page7967/1768
Instrument2023009099
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateAug 22, 2022
Property Address489 LAKE RD, OCALA, FL 34472-2771
Document Number0078610059
Book / Page7861 / 59
Map ReferenceMB J PG 123-127
Instrument DateAug 18, 2022
Instrument2022122875
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,267.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8538 SE 110TH STREET RD, BELLEVIEW, FL 34420-3581

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateSep 19, 2018
Property Address489 LAKE RD, OCALA, FL 34472-2771
Document Number0068351629
Book / Page6835 / 1629
Map ReferenceMB J PG123-127
Instrument DateSep 17, 2018
Instrument2018091667
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyAFFILIATED TITLE OF CENTRAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address489 LAKE RD, OCALA, FL 34472-2771

Mortgage

Document Number2018091668
DateSep 19, 2018
Instrument2018091668
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,796.00 (-15.83%) Homeowner's exemption$163,546 (+3.18%)$168,012 (+5.99%) Land $27,000 Building $141,012
2023$3,322.00 (+254.91%)$158,511 (+134.78%) Land $19,000 Building $139,511$158,511 (+20.91%) Land $19,000 Building $139,511
2022$936.00 Homeowner's exemption$67,516$131,097 Land $17,000 Building $114,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN9002-0001-45
Alternative APNs
  • 1340322000
  • 1340322

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,248 sqft Living Area
Gross Area2,246 sqft Gross Area
1st Floor1,248 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleModern Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area10,890 sqft (0.25 acres)
Depth X Width133 ft x 82 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area294 sqft Garage

Exterior Amenities

Patio Area160 sqft Patio
PorchOpen Porch
Porch Area400 sqft Porch
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ
Storage Building144 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address489 LAKE RD
CityOCALA
StateFL
Zip34472-2771
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 123 SILVER SPRINGS SHORES UNIT 2 BLK 1 LOT 45
Legal Range23E
Legal Township16S
Legal Section16
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block1
Legal Lot Number45
JurisdictionMARION FL
Minor Civil DivisionOCALA
Census Blockgroup2
Census Block2015
Census Tract1204

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