49149 E Lakeshore Dr, Hannibal, MO 63401 Property Records

Ralls County property record for 49149 E Lakeshore Dr, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 1978
Lot Size	0.572 acres (24,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-09-04966.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-04966.000`
Alternative APN	`04-0.1-11-002-05-01.01000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Finished Area
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,916 sqft (0.572 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	196 sqft
Deck Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	49149 E LAKESHORE DR
City	HANNIBAL
State	MO
Zip	63401-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 & PT LOT 2, LAKE HANNIBAL EST
Legal Range	06
Legal Township	56
Legal Section	11
Legal Subdivision	LAKE HANNIBAL ESTATE
Legal Lot Number	1
Jurisdiction	RALLS MO
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3018
Census Tract	470300

Owner

Source: Ralls County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1585, HANNIBAL, MO 63401-1585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000074597
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	49149 E LAKESHORE DR, HANNIBAL, MO 63401-7313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49149 E LAKESHORE DR, HANNIBAL, MO 63401-7313

Mortgage

Document Number	202068359
Date	Dec 2, 2020
Instrument	2020-68359

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	49149 E LAKESHORE DR, HANNIBAL, MO 63401-7313
Transaction Type	Mortgage
Record Updated	Sep 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201965420
Date	Jul 31, 2019
Instrument	2019-65420

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Municipality	Rensselaer Village
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00 (+13.5%)	$43,250 (+15.77%) Land $6,500 Building $36,750	$227,620 (+15.76%) Land $34,210 Building $193,410
2023	$2,178.00	$37,360 Land $5,680 Building $31,680	$196,630 Land $29,880 Building $166,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Mark Twain Communications Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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