49281 E Lakeshore Dr, Hannibal, MO 63401 Property Records

Ralls County property record for 49281 E Lakeshore Dr, Hannibal, MO 63401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,160 sqft · built 1976
Lot Size0.257 acres (11,238 sqft)
Owner2 Individual Names on Record
Tax Bill$1,028 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-09-04973.000

Property Details

APN / Parcel Number

Primary APN35-09-04973.000
Alternative APN
  • 04-0.1-11-002-05-04.00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,160 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,238 sqft (0.257 acres)
Garage TypeAttached
Garage Area2,708 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address49281 E LAKESHORE DR
CityHANNIBAL
StateMO
Zip63401-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, BLOCK 8, LAKE HANNIBAL EST. SEC 11-56-6
Legal Block8
Legal Lot Number9
JurisdictionRALLS MO
Township / Civil DivisionCLAY
Census Block Group3
Census Block3018
Census Tract470300

Owner

Source: Ralls County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address49281 E LAKESHORE DR, HANNIBAL, MO 63401-7315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2009
Deed SaleJan 7, 2009
Deed Document Number0200946221
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRALLS MO
Property Address49281 E LAKESHORE DR, HANNIBAL, MO 63401-7315
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address49281 E LAKESHORE DR, HANNIBAL, MO 63401-7315

Mortgage

Document Number202170041
DateJul 21, 2021
Instrument2021-70041
Lender
NameHOMEBANK
TypeBank
AddressPALMYRA, MO 63461
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 15, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyRalls County
MunicipalityRensselaer Village
Unified School DistrictMonroe City R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,028.00 (+11.02%)$18,190 (+14.47%) Land $2,940 Building $15,250$95,710 (+14.5%) Land $15,460 Building $80,250
2023$926.00$15,890 Land $2,570 Building $13,320$83,590 Land $13,500 Building $70,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRALLS COUNTY PWSD 1
serves 7,662 people · EPA ID MO2024499
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ralls Technologies
Fiber
10,000 / 10,000

May also be available: Mark Twain Communications Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lakeshore Dr

Nearby Streets

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