49293 E Lakeshore Dr, Hannibal, MO 63401 Property Records

Ralls County property record for 49293 E Lakeshore Dr, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1995
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Jun 2022 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-09-04997.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-04997.000`
Alternative APN	`04-0.1-11-002-05-01.06000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,552 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	15 ft deep x 7.5 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	49293 E LAKESHORE DR
City	HANNIBAL
State	MO
Zip	63401-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & THE W-25'LOT 11 BLOCK 8 LAKE HANNIBAL EST I 11-56-6
Legal Range	06
Legal Township	56
Legal Section	11
Legal Subdivision	LAKE HANNIBAL ESTATES SUBDIVISION
Legal Block	8
Legal Lot Number	10
Jurisdiction	RALLS MO
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3018
Census Tract	470300

Owner

Source: Ralls County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage THE F&M BANK & TRUST CO
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	202271996
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Jun 27, 2022
Property Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315
Document Number	0202271996
Map Reference	MB 2 PG 17
Instrument Date	Jun 27, 2022
Instrument	2022-71996
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Jan 21, 2021
Property Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315
Document Number	0202168726
Map Reference	MB 2 PG 17
Instrument Date	Jan 20, 2021
Instrument	2021-68726
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315

Mortgage

Document Number	0202168727
Date	Jan 21, 2021
Instrument	2021-68727

Lender

Name	THE F&M BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Aug 20, 2018
Property Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315
Document Number	0201863795
Map Reference	MB2 PG17
Instrument Date	Aug 17, 2018
Instrument	2018-63795
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49293 E LAKESHORE DR, HANNIBAL, MO 63401-7315

Mortgage

Document Number	0201863796
Date	Aug 20, 2018
Instrument	2018-63796

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Municipality	Rensselaer Village
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (+20.51%)	$25,480 (+14.52%) Land $3,920 Building $21,560	$134,080 (+14.5%) Land $20,610 Building $113,470
2023	$1,297.00	$22,250 Land $3,420 Building $18,830	$117,100 Land $18,000 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Mark Twain Rural Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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