4913 Whitney Ter, Frederick, MD 21703 Property Records

Frederick County property record for 4913 Whitney Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,768 sqft · built 2003
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Aug 2018)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-036424`

Property Details

APN / Parcel Number

Primary APN	`01-036424`
Alternative APNs	`1036424` `036424`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	036424
Street Address	4913 WHITNEY TER
City	FREDERICK
State	MD
Zip	21703-6856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 413 SECTION 2 PLAT 15-1,500 SQ.FT. WELLINGTON TRACE
Legal Subdivision	WELLINGTON TRACE
Legal Lot Number	413
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	3
Census Block	3002
Census Tract	752301

Owner

4913 Whitney Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4913 WHITNEY TER, FREDERICK, MD 21703-6856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Book / Page	12595 / 192
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0125950192
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 29, 2018
Property Address	4913 WHITNEY TER, FREDERICK, MD 21703-6856
Document Number	0125950192
Book / Page	012595 / 000192
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4913 WHITNEY TER FREDERICK MD 217036856, FREDERICK, MD 21703-6856

Mortgage

Document Number	125950197
Date	Aug 29, 2018
Book Page	012595/000197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4913 Whitney Ter was $3,620, up 11.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,433 (+8.78%)	$339,800 (-) Land $100,000 Building $239,800
2025	$3,620.00 (+11.56%)	$289,067	$339,800 Land $100,000 Building $239,800
2024	$3,245.00 (+7.74%)
2023	$3,012.00	$249,567	$263,700 Land $85,000 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4913 Whitney Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4913 Whitney Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20