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4908 Whitney Ter, Frederick, MD 21703 Property Records

Frederick County property record for 4908 Whitney Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,768 sqft · built 2003
Lot Size0.025 acres (1,100 sqft)
OwnerIndividual Name on Record
Last Sale$177,365 (Dec 2003)
Tax Bill$3,363 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-036459

Property Details

APN / Parcel Number

Primary APN01-036459
Alternative APNs
  • 1036459
  • 036459

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,768 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,100 sqft (0.025 acres)
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number036459
Street Address4908 WHITNEY TER
CityFREDERICK
StateMD
Zip21703-6855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 416 SECTION 2 PLAT 15-1,100 SQ.FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number416
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3002
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4908 WHITNEY TER, FREDERICK, MD 21703-6855
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID-ATLANTIC FCU
Apr 9, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PNC MTG/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2003 · Amount on Record
Deed SaleDec 10, 2003 · Amount on Record
Deed Document Number20039376
Deed Book / Page4291 / 448
Last Transfer DateMar 20, 2018
Transfer Doc0123560001
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4908 WHITNEY TER, FREDERICK, MD 21703-6855
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4908 WHITNEY TER, FREDERICK, MD 21703-6855

Mortgage

Document Number0147880033
DateApr 19, 2021
Book Page14788/33
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateApr 9, 2018
Property Address4908 WHITNEY TER, FREDERICK, MD 21703-6855
Document Number0123560001
Book / Page012356 / 000001
Instrument DateMar 20, 2018
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanyNATIONAL LINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4908 WHITNEY TER FREDERICK MD 217036855, FREDERICK, MD 21703-6855

Mortgage

Document Number123560009
DateApr 9, 2018
Book Page012356/000009
Lender
NamePNC MTG/FL
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,100 (+8.78%)$336,200 (-) Land $100,000 Building $236,200
2025$3,363.00 (+6.22%) Homeowner's exemption$286,000 (+15.82%)$336,200 (+28.86%) Land $100,000 Building $236,200
2024$3,166.00 (+8.31%)
2023$2,923.00 Homeowner's exemption$246,933$260,900 Land $80,000 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

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