1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. Whitney Ter

4918 Whitney Ter, Frederick, MD 21703 Property Records

Frederick County property record for 4918 Whitney Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,716 sqft · built 2002
Lot Size0.025 acres (1,100 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Feb 2020)
Tax Bill$3,493 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-034197

Property Details

APN / Parcel Number

Primary APN01-034197
Alternative APNs
  • 1034197
  • 034197

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,716 sqft Living Area
1st Floor Area572 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,100 sqft (0.025 acres)
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number034197
Street Address4918 WHITNEY TER
CityFREDERICK
StateMD
Zip21703-6855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 453 SECTION 2 PLAT 13-1,100 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number453
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3001
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1184, ASHBURN, VA 20146-1184
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Feb 24, 2020Deed, Transfer · Conventional Mortgage
IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleMar 4, 2003 · Amount on Record
Deed Book / Page13544 / 414
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4918 WHITNEY TER, FREDERICK, MD 21703-6855
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMICHAELS T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4918 WHITNEY TER, FREDERICK, MD 21703-6855

Mortgage

Document Number0153540221
DateOct 5, 2021
Book Page15354/221
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 24, 2020
Property Address4918 WHITNEY TER, FREDERICK, MD 21703-6855
Document Number0135440414
Book / Page13544 / 0414
Map ReferenceMB 64 PL 165
Instrument DateJan 8, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyHERITAGE TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2503 OLD NEW WINDSOR PIKE, 2503, NEW WINDSOR, MD 21776-9609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19999 ALEXANDRAS GROVE DR, ASHBURN, VA 20147-3112

Mortgage

Document Number135440420
DateFeb 24, 2020
Instrument13544/0420
Lender
NameIVY MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,100 (+25.98%)$327,500 (+28.78%) Land $100,000 Building $227,500
2025$3,493.00 (+20.16%)
2023$2,907.00$240,600$254,300 Land $80,000 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Whitney Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures