Mecklenburg County property record for 4913 Spring Ln, Charlotte, NC 28213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1977 |
| Lot Size | 0.887 acres (38,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,500 (Mar 2016) |
| Tax Bill | $2,609 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-162-15 |
| Primary APN | 105-162-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Heated Area |
| Gross Area | 1,698 sqft |
| 1st Floor Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 38,679 sqft (0.887 acres) |
| Garage Area | 468 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 105-162-15 |
|---|---|
| Street Address | 4913 SPRING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28213-5333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L3 P4 B6 M9-183 & STR |
| Legal Subdivision | WHISPERING OAKS |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 5615 |
4913 Spring Ln is owned and occupied by an individual who acquired it in March 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4913 SPRING LN, CHARLOTTE, NC 28213-5333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Mar 18, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Jan 28, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on File |
| Deed Sale | Mar 28, 2016 · Amount on File |
| Prior Sale | Mar 28, 2016 · Amount on File |
| Deed Document Number | 0000034255 |
| Deed Book / Page | 030689 / 000168 |
| Last Transfer Date | Mar 18, 2020 |
| Transfer Doc | 0000038813 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4913 SPRING LN, CHARLOTTE, NC 28213-5333 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000132483 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 36274/320 |
| Instrument | 2021132483 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 18, 2020 |
| Property Address | 4913 SPRING LN, CHARLOTTE, NC 28213-5333 |
| Document Number | 0000038813 |
| Book / Page | 034383 / 000865 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 38813 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4913 SPRING LN CHARLOTTE NC 282135333, CHARLOTTE, NC 28213-5333 |
| Document Number | 38814 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 034383/000868 |
| Instrument | 38814 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4913 SPRING LN, CHARLOTTE, NC 28213-5333 |
| Document Number | 0000013837 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4913 SPRING LN CHARLOTTE NC 282135333, CHARLOTTE, NC 28213-5333 |
| Document Number | 0000013837 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 033270/000862 |
| Instrument | 13837 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4913 Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4913 Spring Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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