Mecklenburg County property record for 4900 Spring Ln, Charlotte, NC 28213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,996 sqft · built 1995 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jan 2022) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-161-06 |
| Primary APN | 105-161-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,996 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Upper Floors Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 576 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4900 SPRING LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28213-5334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L14 B5 M9-183 |
| Legal Subdivision | WHISPERING OAKS |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 5615 |
Source: Mecklenburg County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jan 5, 2022 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 20222309 |
| Deed Book / Page | 36942 / 39 |
| Prior Transfer Date | Dec 12, 2011 |
| Prior Transfer Doc | 0000150138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 26, 2026 |
| Property Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000092088 |
| Book / Page | 40674 / 189 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202692088 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000092088, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 40674/189 |
| Instrument | 202692088 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Feb 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028357 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 38724/279 |
| Instrument | 2024028357 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | 3200 TRULIANT WAY, WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 5, 2022 |
| Property Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000002309 |
| Book / Page | 36942 / 39 |
| Map Reference | MB 9 PG 183 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022002309 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4900 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000002310 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022002310 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,253.00 | $349,700 Land $75,000 Building $274,700 | $349,700 Land $75,000 Building $274,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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