Mecklenburg County property record for 4908 Spring Ln, Charlotte, NC 28213
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jan 2024) |
| Tax Bill | $543 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-161-05 |
| Primary APN | 105-161-05 |
|---|
| Lot Area | 20,822 sqft (0.478 acres) |
|---|
| Old Parcel Number | 105-161-05 |
|---|---|
| Street Address | 4908 SPRING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28213-5334 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-3 |
| Legal Description | L15B5M9-183 SPRING LANE |
| Legal Lot Number | 15B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 5615 |
4908 Spring Ln, residential vacant land, is owned and occupied by an individual who bought it in January 2024.
Source: Mecklenburg County records, as of January 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jan 19, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE INC |
| Jul 31, 2023 | Warranty Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | Jul 31, 2023 · Amount on File |
| Deed Document Number | 2024005237 |
| Deed Book / Page | 38590 / 670 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16840 BIRKDALE COMMONS PKWY, HUNTERSVILLE, NC 28078-4864 |
| Document Number | 0000021727 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 38684/277 |
| Instrument | 2024021727 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 19, 2024 |
| Property Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000005237 |
| Book / Page | 38590 / 670 |
| Map Reference | MB 9 PG 183 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024005237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | SOUTH CITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1910 SOUTH BLVD # 210, 210, CHARLOTTE, NC 28203-4787 |
| Name | Verified Name |
|---|---|
| Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000005238 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 38590/674 |
| Instrument | 2024005238 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | NORFOLK, VA 23510 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD 107240, 107240, CHARLOTTE, NC 28203-4690 |
| Document Number | 0000083159 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 38342/484 |
| Instrument | 2023083159 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jun 29, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 31, 2023 |
| Property Address | 4908 SPRING LN, CHARLOTTE, NC 28213-5334 |
| Document Number | 0000072354 |
| Book / Page | 38282 / 580 |
| Map Reference | MB 9 PG 183 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023072354 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | ATTORNEYS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3843 SAPP RD, CONCORD, NC 28025-1559 |
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD # 107-24, 107, CHARLOTTE, NC 28203-0001 |
| Document Number | 0000072355 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 38282/586 |
| Instrument | 2023072355 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 15303 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $543.00 | $56,300 Land $56,300 | $56,300 Land $56,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4908 Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4908 Spring Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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