Durham County property record for 4904 Stephens Ln, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,683 sqft · built 1987 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,384 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0824-98-7275 |
| Primary APN | 0824-98-7275 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Heated Area |
| 1st Floor Area | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Porch | Porch |
| Porch Area | 124 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 4904 STEPHENS LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | STEPHENS WDS/PH:01/BLK:A/ LT#05 PL:000113-000001 |
| Legal Subdivision | STEPHENS WDS |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1601 |
4904 Stephens Ln is owned and occupied by two individuals.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4904 STEPHENS LN, DURHAM, NC 27712-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4904 STEPHENS LN, DURHAM, NC 27712-9516 |
| Document Number | 0082650580 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4904 STEPHENS LN DURHAM NC 277129516, DURHAM, NC 27712-9516 |
| Document Number | 0082650580 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 008265/000580 |
| Instrument | 31675 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4904 Stephens Ln was $3,384, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,384.00 (+2.51%) | $333,028 (-) Land $91,250 Building $241,778 | $333,028 (-) Land $91,250 Building $241,778 |
| 2025 | $3,301.00 | $333,028 Land $91,250 Building $241,778 | $333,028 Land $91,250 Building $241,778 |
| 2023 | $2,883.00 (+2.34%) | $220,152 Land $43,890 Building $176,262 | $220,152 Land $43,890 Building $176,262 |
| 2022 | $2,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4904 Stephens Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1996–2018) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4904 Stephens Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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