4912 N 45th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4912 N 45th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,809 sqft · built 2017
Lot Size	0.658 acres (28,658 sqft)
Owner	Individual Name on Record
Last Sale	$2,600,000 (Jul 2020)
Tax Bill	$11,235 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`171-31-007`

Property Details

APN / Parcel Number

Primary APN	`171-31-007`
Alternative APN	`171310073`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,809 sqft Living Area
Gross Area	6,481 sqft
1st Floor Area	5,809 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	28,658 sqft (0.658 acres)
Parking Spaces	4 Parking Spaces
Pool Area	450 sqft
Porch	Covered Slab
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4912 N 45TH ST
City	PHOENIX
State	AZ
Zip	85018-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	DEL RAY ESTATES MCR 59-13 LOT 7 & ALSO PT ABAND A LLEY PER DKT 13862-0594 EX TH PT LY N OF S LN OF N 55F OF SEC 19 P/D 14630-56
Legal Range	4E
Legal Township	2N
Legal Section	19
Legal Subdivision	DEL RAY ESTATES
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	108100

Owner

Source: Maricopa County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage A&A FNDG
Mar 14, 2017	Deed of Trust, Mortgage A&A FNDG
Jan 6, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage FRANKLIN MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	2020687606
Prior Transfer Date	Nov 8, 2006
Prior Transfer Doc	0001490071
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000777081
Date	Oct 1, 2019
Instrument	20190777081

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 30, 2020
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000687606
Map Reference	MB 59 PG 13
Instrument Date	Jul 22, 2020
Instrument	20200687606
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4912 N 45TH ST, 4912, PHOENIX, AZ 85018-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801

Mortgage

Document Number	0000687607
Date	Jul 30, 2020
Instrument	20200687607

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 28, 2018
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000876431
Map Reference	MB 59 PG 13
Instrument Date	Oct 24, 2018
Instrument	20180876431
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 87566, PHOENIX, AZ 85080-7566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801

Mortgage

Document Number	0000876432
Date	Nov 28, 2018
Instrument	20180876432

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000221241
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 87566 PHOENIX AZ 850807566, PHOENIX, AZ 85080-7566

Mortgage

Document Number	0000221241
Date	Mar 29, 2017
Instrument	221241

Lender

Name	A&A FNDG
Type	Funding / Finance Company
Address	PHOENIX, AZ 85028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000221239
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 87566 PHOENIX AZ 850807566, PHOENIX, AZ 85080-7566

Mortgage

Document Number	0000221239
Date	Mar 29, 2017
Instrument	221239

Lender

Name	A&A FNDG
Type	Funding / Finance Company
Address	11811 N TATUM BLVD # P137, PHOENIX, AZ 85028-1651

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2017
Property Address	4912 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000014227
Map Reference	MAP59 PG13
Instrument Date	Jan 4, 2017
Instrument	2017-0014227
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 87566, PHOENIX, AZ 85080-7566

Mortgage

Document Number	0000014228
Date	Jan 6, 2017
Instrument	2017-0014228

Lender

Name	FRANKLIN MORTGAGE COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	16 Months
Due	May 1, 2018

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,480 (+158.3%)	$3,714,800 (+4.52%) Land $742,900 Building $2,971,900
2025	$11,235.00 (+7.25%)	$143,816 (-60.38%)	$3,554,300 (-2.07%) Land $710,800 Building $2,843,500
2024		$362,960	$3,629,600 Land $725,900 Building $2,903,700
2023	$10,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 120 condo units
Nearby Flood Claims	54 (1984–2014)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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