4902 N 45th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4902 N 45th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,282 sqft · built 1954
Lot Size	0.506 acres (22,046 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (May 2013)
Tax Bill	$6,083 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Apr 2017 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`171-31-008`

Property Details

APN / Parcel Number

Primary APN	`171-31-008`
Alternative APN	`171310081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	2,282 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	22,046 sqft (0.506 acres)
Parking Spaces	1 Parking Space
Pool Area	364 sqft
Porch	Slab
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4902 N 45TH ST
City	PHOENIX
State	AZ
Zip	85018-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	DEL RAY ESTATES MCR 59/13
Legal Range	4E
Legal Township	2N
Legal Section	19
Legal Subdivision	DEL RAY ESTATES
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	108100

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 7, 2017	Deed of Trust, Mortgage · ARM HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2013 · Amount on Record
Deed Sale	May 28, 2013 · Amount on Record
Deed Document Number	2013485930
Prior Transfer Date	Oct 25, 1997
Prior Transfer Doc	0000758456
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801

Mortgage

Document Number	0000083499
Date	Feb 14, 2025
Instrument	20250083499

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85018

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246751
Date	Apr 7, 2017
Instrument	2017-0246751

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246750
Date	Apr 7, 2017
Instrument	2017-0246750

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THOMAS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324214
Date	Apr 15, 2020
Instrument	20200324214

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 12, 2020
Property Address	4902 N 45TH ST, PHOENIX, AZ 85018-2801
Document Number	0000973286
Instrument Date	Oct 8, 2020
Instrument	973286
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4902 N 45TH ST PHOENIX AZ 850182801, PHOENIX, AZ 85018-2801

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,120 (+76.21%)	$1,431,200 (+8.01%) Land $286,200 Building $1,145,000
2025	$6,083.00 (+7.57%)	$81,219 (-44.22%)	$1,325,100 (-9%) Land $265,000 Building $1,060,100
2024		$145,610	$1,456,100 Land $291,200 Building $1,164,900
2023	$5,655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 120 condo units
Nearby Flood Claims	54 (1984–2014)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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