4807 N 45th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4807 N 45th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,937 sqft · built 1955
Lot Size	0.532 acres (23,153 sqft)
Owner	Company Name on File
Last Sale	$2,450,000 (Oct 2020)
Tax Bill	$12,702 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`171-32-003-B`

Property Details

APN / Parcel Number

Primary APN	`171-32-003-B`
Alternative APN	`17132003B7`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,937 sqft Living Area
Gross Area	4,231 sqft
1st Floor Area	3,937 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	23,153 sqft (0.532 acres)
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4807 N 45TH ST
City	PHOENIX
State	AZ
Zip	85018-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	ARCADIA REPLAT MCR 15/49
Legal Range	4E
Legal Township	2N
Legal Section	19
Legal Subdivision	ARCADIA REPLAT
Legal Block	F
Legal Lot Number	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	108100

Owner

4807 N 45th St is owned by a company that bought it in October 2020 and is owner-occupied.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	4807 N 45TH ST, PHOENIX, AZ 85018-3804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · ARM FINEMARK NATIONAL BANK & TRUST
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Document Number	20201000574
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000032200
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 19, 2020
Property Address	4807 N 45TH ST, PHOENIX, AZ 85018-3804
Document Number	0001000574
Map Reference	MB 15 PG 49
Instrument Date	Oct 14, 2020
Instrument	20201000574
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 N VALENCIA LN, 3323, PHOENIX, AZ 85018-6610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 N 45TH ST, PHOENIX, AZ 85018-3804

Mortgage

Document Number	0001000575
Date	Oct 19, 2020
Instrument	20201000575

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	8.37%
Max Rate	8.37%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4807 N 45TH ST, PHOENIX, AZ 85018-3804
Document Number	0001047373
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4807 N 45TH ST PHOENIX AZ 850183804, PHOENIX, AZ 85018-3804

Mortgage

Document Number	0001047373
Date	Dec 26, 2019
Instrument	1047373

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85018

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4807 N 45th St was $12,702.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,870 (+70.04%)	$2,748,700 (+12.12%) Land $549,700 Building $2,199,000
2025	$12,702.00	$161,648 (-38.26%)	$2,451,500 (-6.37%) Land $490,300 Building $1,961,200
2024		$261,820	$2,618,200 Land $523,600 Building $2,094,600
2023	$11,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4807 N 45th St in Zone X, an area of moderate flood risk, though there have been 54 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 120 condo units
Nearby Flood Claims	54 (1984–2014)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4807 N 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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