4912 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4912 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,267 sqft · built 1985
Lot Size	7.68 acres (334,541 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Nov 2020)
Tax Bill	$5,780 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-07280`

Property Details

APN / Parcel Number

Primary APN	`415-0010-07280`
Alternative APN	`1124306`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,267 sqft Gross Area
1st Floor Area	1,427 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Lot Area	334,541 sqft (7.68 acres)
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	92 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1124306
Street Address	4912 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF SW 1/4 OF SE 1/4 LYING E OFCENTER LINE OF LESTER RIVER ROAD EX NLY990 FT SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	28
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	4
Census Block	4004
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Jan 6, 2022	Intrafamily Transfer, Transfer
Nov 18, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 30, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 3, 2020	Grant Deed, Transfer PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC
Jun 3, 2020	Deed in Lieu of Foreclosure, Foreclosure PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	20201032325
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	00T1028507
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040087
Date	May 3, 2021
Instrument	1040087

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 6, 2022
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	0001051883
Instrument Date	Dec 23, 2021
Instrument	1051883
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 18, 2020
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	00T1032325
Instrument Date	Oct 28, 2020
Instrument	T1032325
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 LESTER RIVER RD DULUTH MN 558043024, DULUTH, MN 55804-3024

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2020
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	00T1029688
Instrument Date	Sep 23, 2020
Instrument	T1029688
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2020
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	00T1028507
Instrument Date	Sep 2, 2020
Instrument	T1028507
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2020
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	00T1024093
Instrument Date	Dec 17, 2019
Instrument	T1024093
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2020
Property Address	4912 LESTER RIVER RD, DULUTH, MN 55804-3024
Document Number	00T1024092
Instrument Date	Nov 29, 2019
Instrument	T1024092
Transaction Type	Foreclosure
Record Updated	Jul 22, 2020
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Tax	$164.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,780.00 (+6.48%) Homeowner's exemption
2025	$5,428.00 (+1.61%) Homeowner's exemption	$516,800 (+8.09%) Land $100,600 Building $416,200	$516,800 (+8.09%) Land $100,600 Building $416,200
2024	$5,342.00	$478,100 (+1.53%) Land $93,000 Building $385,100	$478,100 (+1.53%) Land $93,000 Building $385,100
2022		$470,900 Land $88,800 Building $382,100	$470,900 Land $88,800 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Fidium Fiber, Mediacom Xtream.

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