St. Louis County property record for 2170 Lester River Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.25 Baths |
| Year Built | Built 1916 |
| Square Footage | 4,197 sqft Gross Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $699,000 (2026) |
| Tax Bill | $8,758.00 (2026) |
| Primary APN | 010-2690-01213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 4,197 sqft Gross Area |
| 1st Floor | 2,627 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 896 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 170 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 648 sqft Porch |
| Sauna | Sauna |
| Heating Fuel | Gas Heating Fuel |
|---|
| Account Number | 922877 |
|---|---|
| Street Address | 2170 LESTER RIVER RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3070 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NLY 457.62 FT OF NW1/4 OF NE1/4 EX NLY 35 FT& EX ELY 582 FT OF SLY 422.62 FT OF NLY457.62 FT & EX SLY 174 FT OF NLY 209 |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 33 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 4 |
| Census Block | 4038 |
| Census Tract | 200 |
Source: St. Louis County records · APN 010-2690-01213
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2026 · Amount on Record |
| Deed Sale | Jul 07, 2026 · Amount on Record |
| Deed Doc Number | 20261103239 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 07, 2026 |
| Property Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Document Number | 0001103239 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261103239 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,976.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Document Number | 0001103240, |
|---|---|
| Date | Jul 07, 2026 |
| Instrument | 20261103240 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Document Number | 00T1023063 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2170 LESTER RIVER RD DULUTH MN 558043070, DULUTH, MN 55804-3070 |
| Document Number | 00T1023063 |
|---|---|
| Date | May 05, 2020 |
| Instrument | T1023063 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 04, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Document Number | 00T1008978 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2170 LESTER RIVER RD DULUTH MN 558043070, DULUTH, MN 55804-3070 |
| Document Number | 00T1008978 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | T1008978 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2170 LESTER RIVER RD, DULUTH, MN 55804-3070 |
| Document Number | 000T983939 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2170 LESTER RIVER RD DULUTH MN 558043070, DULUTH, MN 55804-3070 |
| Document Number | 000T983939 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | T983939 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 13, 2032 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,758.00 (+5.37%) Homeowner's exemption | ||
| 2025 | $8,312.00 (+10.09%) Homeowner's exemption | $604,500 (+2.89%) Land $69,100 Building $535,400 | $604,500 (+2.89%) Land $69,100 Building $535,400 |
| 2024 | $7,550.00 | $587,500 (+25.83%) Land $61,900 Building $525,600 | $587,500 (+25.83%) Land $61,900 Building $525,600 |
| 2022 | $466,900 Land $59,100 Building $407,800 | $466,900 Land $59,100 Building $407,800 |
2170 Lester River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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