4926 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4926 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,442 sqft · built 1960
Lot Size	2.35 acres (102,366 sqft)
Owner	Company Name on Record
Last Sale	$442,200 (Jul 2021)
Tax Bill	$5,374 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-07283`

Property Details

APN / Parcel Number

Primary APN	`415-0010-07283`
Alternative APN	`1113989`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,442 sqft Gross Area
1st Floor Area	1,442 sqft
Basement Area	996 sqft
Finished Basement	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	102,366 sqft (2.35 acres)
Garage Area	1,404 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1113989
Street Address	4926 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SLY 200 FT OF NLY 790 FT OF SW 1/4 OF SE1/4 LYING EAST OF LESTER RIVER ROAD SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	28
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	4
Census Block	4004
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5521 NANTUCKET PL, MINNETONKA, MN 55345-5228
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Commercial Mortgage FLAGSHIP BANK MINNESOTA
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Apr 24, 2002 · Amount on Record
Deed Document Number	20211044484
Prior Transfer Date	Jun 14, 2013
Prior Transfer Doc	0000941263
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2021
Property Address	4926 LESTER RIVER RD, DULUTH, MN 55804-3022
Document Number	0001044484
Instrument Date	Jul 23, 2021
Instrument	1044484
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,459.26
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 NANTUCKET PL, MINNETONKA, MN 55345-5228

Mortgage

Document Number	0001044485
Date	Jul 29, 2021
Instrument	1044485

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 23, 2024

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4926 LESTER RIVER RD, DULUTH, MN 55804-3022
Document Number	00T1011365
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4926 LESTER RIVER RD MISSOULA MT 59804, MISSOULA, MT 59804

Mortgage

Document Number	00T1011365
Date	Jun 12, 2019
Instrument	T1011365

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616-2067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,374.00 (+6.46%)
2025	$5,048.00 (+2.39%)	$476,900 (+8.02%) Land $61,900 Building $415,000	$476,900 (+8.02%) Land $61,900 Building $415,000
2024	$4,930.00	$441,500 (+1.28%) Land $57,400 Building $384,100	$441,500 (+1.28%) Land $57,400 Building $384,100
2022		$435,900 Land $55,000 Building $380,900	$435,900 Land $55,000 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Fidium Fiber, Mediacom Xtream.

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