Martin County property record for 4890 SE Pine Ridge Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1982 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Sep 2025) |
| Tax Bill | $7,705 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-007-000-0004.0-8-0000 |
| Primary APN | 48-38-41-007-000-0004.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,416 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38656 |
|---|---|
| Street Address | 4890 SE PINE RIDGE WAY |
| City | STUART |
| State | FL |
| Zip | 34997-6973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | PINE RIDGE GARDENS UNREC BEG SW COR LOT 40 & NELY ALG S/LN 198.53 FOR P O B N23-42-45W 162.67 N75-40E 76.02 S23-42-45E 150.28 & SWLY 75 TO POB (LOT 4) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | PINE RIDGE GARDENS UNRECORDED |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1302 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NUDGE FUNDING LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 20253149203 |
| Deed Book / Page | 3523 / 2590 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0003189826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Document Number | 0003189826 |
| Book / Page | 3571 / 2088 |
| Instrument Date | May 26, 2026 |
| Instrument | 20263189826 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Document Number | 0035232590 |
| Book / Page | 3523 / 2590 |
| Map Reference | MB 1 PG 89 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 3149203 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5499 SE HORSESHOE POINT RD, STUART, FL 34997-2492 |
| Name | Verified Name |
|---|---|
| Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Document Number | 0035232593 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 3523/2593 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029161772 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 02916/1772 |
| Instrument | 2627966 |
| Name | NUDGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4890 SE PINE RIDGE WAY, STUART, FL 34997-6973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031230144 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 3123/144 |
| Instrument | 2809563 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2050 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,705.00 (+144.37%) Homeowner's exemption | $459,380 (+122.68%) Land $240,000 Building $219,380 | $459,380 (+5.65%) Land $240,000 Building $219,380 |
| 2024 | $3,153.00 (+2.54%) Additional exemption filed | $206,298 (+3%) | $434,830 (+2.36%) Land $225,000 Building $209,830 |
| 2023 | $3,075.00 (+3.96%) Additional exemption filed | $200,290 (+3%) | $424,820 (+14.88%) Land $225,000 Building $199,820 |
| 2022 | $2,958.00 Homeowner's exemption | $194,457 | $369,810 Land $215,250 Building $154,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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