4910 Sandy Point Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 4910 Sandy Point Rd, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,296 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-006219`

Property Details

APN / Parcel Number

Primary APN	`02-006219`
Alternative APNs	`2006219` `006219`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	130 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	006219
Street Address	4910 SANDY POINT RD
City	PRINCE FREDERICK
State	MD
Zip	20678-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	1 AC S/S SANDY POINT RD BOWENS
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1040
Census Tract	860703

Owner

4910 Sandy Point Rd is owned and occupied by an individual who acquired it in August 2004.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4910 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU
Dec 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2004
Deed Sale	Aug 25, 2004
Deed Document Number	200450468
Deed Book / Page	2273 / 564
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4910 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3751
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3751

Mortgage

Document Number	0064440164
Date	Jun 9, 2023
Book Page	6444/164

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 2, 2022
Property Address	4910 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3751
Document Number	0063770049
Book / Page	6377 / 49
Instrument Date	Nov 23, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4910 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3751

Mortgage

Document Number	0000637756
Date	Dec 2, 2022
Instrument	6377/56

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4910 Sandy Point Rd was $3,604 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,000 (+4.02%)	$338,600 (-) Land $142,000 Building $196,600
2025	$3,604.00 Homeowner's exemption	$313,400	$338,600 Land $142,000 Building $196,600
2023	$2,988.00 Homeowner's exemption	$287,600	$300,800 Land $142,000 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4910 Sandy Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4910 Sandy Point Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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