Calvert County property record for 4905 Sandy Point Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,528 sqft · built 1960 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $321,000 (Mar 2021) |
| Tax Bill | $3,532 (2023) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-015617 |
| Primary APN | 02-015617 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,528 sqft Total Area |
| 1st Floor Area | 1,528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Mixed |
| Garage Area | 1,256 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 560 sqft |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 015617 |
|---|---|
| Old Parcel Number | 2015617 |
| Street Address | 4905 SANDY POINT RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 32,670 SF 4905 SANDY POINT RD BOWENS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 860703 |
4905 Sandy Point Rd is owned and occupied by an individual who bought it in March 2021.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4905 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL BANK NA |
| Mar 22, 2021 | Deed, Transfer · FHA Mortgage CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on File |
| Deed Sale | Mar 22, 2021 · Amount on File |
| Deed Document Number | 0000590153 |
| Deed Book / Page | 5901 / 53 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4905 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4905 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752 |
| Document Number | 0059010079 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5901/79 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 22, 2021 |
| Property Address | 4905 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752 |
| Document Number | 0059010053 |
| Book / Page | 5901 / 53 |
| Instrument Date | Mar 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4905 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752 |
| Document Number | 590164 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 5901/64 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,532.00 | $339,967 | $352,600 Land $139,700 Building $212,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4905 Sandy Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4905 Sandy Point Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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