Calvert County property record for 4820 Sandy Point Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,236 sqft · built 1930 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (May 2020) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-023261 |
| Primary APN | 02-023261 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 361 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 023261 |
|---|---|
| Street Address | 4820 SANDY POINT RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-5754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 1.50 AC E/S RT 508 BOWENS |
| Legal Subdivision | BOWEN OLIVIA LANDS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 860703 |
Source: Calvert County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 13, 2023 | Intrafamily Transfer, Transfer |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG |
| May 19, 2020 | Quit Claim Deed, Transfer TRANSFER R/E INTELLIGENCE AND TITLE, TRANSFER R/E INTELLIGENCE & TI |
| Aug 22, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2006 |
| Deed Book / Page | 5594 / 319 |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 0046060463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0061070214 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 6107/214 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 13, 2023 |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0063920001 |
| Book / Page | 6392 / 1 |
| Map Reference | LB 2907 PG 188 |
| Instrument Date | Dec 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 SANDY POINT RD, PRINCE FREDERICK, MD 20678 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055770001 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 5577/1 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0057260438 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4820 SANDY POINT RD PRINCE FREDERICK MD 206785754, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0057260438 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 005726/000438 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0057400385 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | FREESTATE TITLE CNSLTS LLC |
| Name | Verified Name |
|---|---|
| Address | 4820 SANDY POINT RD PRINCE FREDERICK MD 206785754, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0057400385 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 005740/000385 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 19, 2020 |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0055940319 |
| Book / Page | 005594 / 000319 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | TRANSFER R/E INTELLIGENCE AND TITLE, TRANSFER R/E INTELLIGENCE & TI |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4820 SANDY POINT RD PRINCE FREDERICK MD 206785754, PRINCE FREDERICK, MD 20678-5754 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 22, 2019 |
| Property Address | 4820 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5754 |
| Document Number | 0054190316 |
| Book / Page | 005419 / 000316 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 GRAY INN CT PRINCE FREDERICK MD 20678, PRINCE FREDERICK, MD 20678 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,806.00 (+20.03%) Homeowner's exemption | $332,167 (+8.81%) | $366,500 (+16.35%) Land $147,000 Building $219,500 |
| 2023 | $3,171.00 | $305,267 | $315,000 Land $147,000 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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