Buchanan County property record for 4910 Clover Rd, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1932 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Jan 2026) |
| Tax Bill | $813 (2025) |
| Deeds & Mortgages | Sep 2013 Mortgage Jan 2026 Mortgage + 2 more |
| APN | 03-8.0-28-004-002-051.000 |
| Primary APN | 03-8.0-28-004-002-051.000 |
|---|
| Building Area | 1,125 sqft Base Area |
|---|---|
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 143 ft deep x 215 ft wide |
| Street Address | 4910 CLOVER RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:GREEN VALLEY LOT:36 BLK:LGL DESC:S 1/2 OF E 1/2 OF L 36 E 1/2 L 37 |
| Legal Subdivision | GREEN VALLEY |
| Legal Lot Number | 36 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 3, 2013 | Deed of Trust, Mortgage RANDY S BUCKLES DO FAMILY HEALTH CARE LL |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 23, 2025 | Warranty Deed, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Jun 5, 2015 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2025 |
| Deed Document Number | 2026676 |
| Deed Book / Page | 3815 / 490 |
| Prior Transfer Date | Jun 4, 2015 |
| Prior Transfer Doc | 2015005609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03426/0159 |
|---|---|
| Date | Sep 3, 2013 |
| Book Page | 3426/0159 |
| Instrument | 2013010831 |
| Name | RANDY S BUCKLES DO FAMILY HEALTH CARE LL |
|---|---|
| Address | SAINT JOSEPH, MO 64506 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 30, 2026 |
| Property Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Document Number | 003815/490 |
| Book / Page | 3815 / 490 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026000676 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | UNKNOWN, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4514 GAZELLE TER, SAINT JOSEPH, MO 64506-2525 |
| Name | Verified Name |
|---|---|
| Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Document Number | 2026000677 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026000677 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 23, 2025 |
| Property Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Document Number | 003811/682 |
| Book / Page | 3811 / 682 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025007738 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4910 CLOVER RD, COUNTRY CLUB, MO 64505-1406 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 5, 2015 |
| Property Address | 4910 CLOVER RD, SAINT JOSEPH, MO 64505-1406 |
| Document Number | 2015005609 |
| Map Reference | BK1440PG907BK1475PG9 |
| Instrument Date | Jun 4, 2015 |
| Instrument | 2015005609 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 | $11,220 (+26.35%) Land $3,620 Building $7,600 | $59,020 (+26.27%) Land $19,040 Building $39,980 |
| 2024 | $813.00 (+37.1%) | ||
| 2023 | $593.00 (-0.67%) | $8,880 (-) Land $3,620 Building $5,260 | $46,740 (-) Land $19,040 Building $27,700 |
| 2022 | $597.00 | $8,880 Land $3,620 Building $5,260 | |
| 2021 | $46,740 Land $19,040 Building $27,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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