4902 Clover Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4902 Clover Rd, Saint Joseph, MO 64505 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1922
Square Footage	1,205 sqft Base Area
Lot Size	40,511 sqft (0.93 acres)
Occupancy	Owner Occupied
Last Sale	$119,400 (2021)
Tax Bill	$1,067.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-004-002-049.000`

Interior

Building Area	1,205 sqft Base Area
1st Floor	1,205 sqft 1st Floor

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Street Address	4902 CLOVER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUB:GREEN VALLEY LOT:35 BLK:LGL DESC:
Legal Subdivision	GREEN VALLEY
Legal Lot Number	35
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	3
Census Block	3018
Census Tract	200

Owner

Source: Buchanan County records · APN 03-8.0-28-004-002-049.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4902 CLOVER RD, SAINT JOSEPH, MO 64505-1406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Deed Doc Number	20218317
Deed Book / Page	3765 / 641
Record Refreshed	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 05, 2021
Property Address	4902 CLOVER RD, SAINT JOSEPH, MO 64505-1406
Document Number	3765/641
Book / Page	3765 / 641
Instrument Date	Aug 04, 2021
Instrument	2021008317
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 NE COUNTY LINE RD, 430, SAINT JOSEPH, MO 64505-3176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 CLOVER RD, SAINT JOSEPH, MO 64505-1406

Mortgage

Document Number	2021008318
Date	Aug 05, 2021
Instrument	2021008318

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00 (+0.09%)	$14,850 (+5.92%) Land $2,850 Building $12,000	$78,170 (+5.96%) Land $15,000 Building $63,170
2024	$1,066.00 (+15.49%)
2023	$923.00 (-0.65%)	$14,020 (-) Land $2,850 Building $11,170	$73,770 (-) Land $15,000 Building $58,770
2022	$929.00	$14,020 Land $2,850 Building $11,170
2021			$73,770 Land $15,000 Building $58,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.