4801 Clover Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4801 Clover Rd, Saint Joseph, MO 64505 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1953
Square Footage	891 sqft Base Area
Lot Size	160,736 sqft (3.69 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (2021)
Tax Bill	$843.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-004-002-053.000`

Interior

Building Area	891 sqft Base Area
1st Floor	891 sqft 1st Floor

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	160,736 sqft (3.69 acres)

Location & Zoning

Street Address	4801 CLOVER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUB:HILLDALE ADDITION LOT:8 BLK:LGL DESC:& L 9, 10 & 11
Legal Subdivision	HILLDALE ADDITION
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	3
Census Block	3021
Census Tract	200

Owner

Source: Buchanan County records · APN 03-8.0-28-004-002-053.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4801 CLOVER RD, SAINT JOSEPH, MO 64505-1404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Nov 02, 2015 · Amount on Record
Deed Doc Number	20217617
Deed Book / Page	3764 / 942
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 20, 2021
Property Address	4801 CLOVER RD, SAINT JOSEPH, MO 64505-1404
Document Number	3764/942
Book / Page	3764 / 942
Instrument Date	Jul 12, 2021
Instrument	2021007617
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 CLOVER RD, SAINT JOSEPH, MO 64505-1404

Mortgage

Document Number	2021007618
Date	Jul 20, 2021
Instrument	2021007618

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00 (+0.12%)	$11,460 (+3.43%) Land $6,080 Building $5,380	$60,310 (+3.39%) Land $32,000 Building $28,310
2024	$842.00 (+12.57%)
2023	$748.00 (-0.66%)	$11,080 (-) Land $6,080 Building $5,000	$58,330 (-) Land $32,000 Building $26,330
2022	$753.00	$11,080 Land $6,080 Building $5,000
2021			$58,330 Land $32,000 Building $26,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 52% of Missouri
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.