4888 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 4888 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1977
Lot Size	1.07 acres (46,827 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2019)
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-013766`

Property Details

APN / Parcel Number

Primary APN	`03-013766`
Alternative APN	`013766`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,827 sqft (1.07 acres)

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	80 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013766
Street Address	4888 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 1.0754 ACS 4888 ARTERS MILL RD 11-2 SILVER RUN PARK
Legal Subdivision	SILVER RUN
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	1
Census Block	1011
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 1, 2020	Loan Modification, Mortgage CALIBER HM LOANS
Nov 27, 2019	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
Apr 8, 2019	Grant Deed, Transfer NOT AVAILABLE
Feb 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Book / Page	9492 / 196
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0092290312
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105460413
Date	Nov 8, 2021
Book Page	10546/413

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Document Number	0100230219
Instrument Date	Nov 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 ARTERS MILL RD WESTMINSTER MD 211581027, WESTMINSTER, MD 21158-1027

Mortgage

Document Number	0100230219
Date	Dec 30, 2020
Book Page	010023/000219

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 27, 2019
Property Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Document Number	0094920196
Book / Page	9492 / 0196
Map Reference	MB 11 PG 22
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	IN HOUSE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027

Mortgage

Document Number	0009492203
Date	Nov 27, 2019
Instrument	9492/203

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 8, 2019
Property Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Document Number	0092580223
Book / Page	009258 / 000223
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$149.31
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6180 PATRICK DR SYKESVILLE MD 217848662, SYKESVILLE, MD 21784-8662

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 25, 2019
Property Address	4888 ARTERS MILL RD, WESTMINSTER, MD 21158-1027
Document Number	0092290312
Book / Page	009229 / 000312
Instrument Date	Sep 19, 2018
Transaction Type	Foreclosure
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$176.25
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 ARTERS MILL RD WESTMINSTER MD 211581027, WESTMINSTER, MD 21158-1027

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,404.00 (+4.67%) Homeowner's exemption	$342,133 (+12.44%)	$362,000 (+8.97%) Land $150,700 Building $211,300
2025	$3,252.00 (-5.41%) Homeowner's exemption
2023	$3,438.00 Homeowner's exemption	$304,267	$332,200 Land $125,700 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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