491 Winding River Dr, Williamston, MI 48895 Property Records

Ingham County property record for 491 Winding River Dr, Williamston, MI 48895

Property Summary

Property Type	Condominium
Details	2 ba · 1,432 sqft · built 1995
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Nov 2014)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-18-03-34-427-057`

Property Details

APN / Parcel Number

Primary APN	`33-18-03-34-427-057`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	160 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	491 WINDING RIVER DR
City	WILLIAMSTON
State	MI
Zip	48895-9013
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1S
Legal Description	UNIT 57 RIVERWOOD CONDOMINIUM INGHAM CO. CONDO. SUB. PLAN NO. 94 NEW DESCR. 11-14-94
Legal Subdivision	RIVERWOOD CONDOMINIUM
Legal Unit	57
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTON
Census Block Group	1
Census Block	1012
Census Tract	5800

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 WINDING RIVER DR, WILLIAMSTON, MI 48895-9013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2014 · Amount on Record
Deed Sale	Nov 10, 2014 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	201442611
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	491 WINDING RIVER DR, WILLIAMSTON, MI 48895-9013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WINDING RIVER DR, WILLIAMSTON, MI 48895-9013

Mortgage

Document Number	0000002147
Date	Jan 28, 2026
Instrument	2026-002147

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Williamston City
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (+9.98%) Land $27,000 Building $111,800	$277,600 (+9.98%) Land $54,000 Building $223,600
2025	$5,859.00 (+26.52%) Homeowner's exemption	$126,200 (+10.99%) Land $27,000 Building $99,200	$252,400 (+10.99%) Land $54,000 Building $198,400
2023		$113,700 Land $24,300 Building $89,400	$227,400 Land $48,600 Building $178,800
2019	$4,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding River Dr

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