DeSoto County property record for 491 W Valley St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,954 sqft · built 2000 |
| Lot Size | 0.296 acres (12,913 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,031 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-1-00076-00 |
| Primary APN | 3-08-6-13-00-1-00076-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,954 sqft Adjusted Area |
| 1st Floor Area | 962 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 12,913 sqft (0.296 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Utility Building | 96 sqft |
| Street Address | 491 W VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LOT 284 HERNANDO INC |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 284 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 71122 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Elm Historic District listed 2012 · 51 contributing resources · NRIS 12000153 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 491 W VALLEY ST, HERNANDO, MS 38632-1731 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2016 |
| Deed Sale | Sep 2, 2016 |
| Deed Book / Page | 801 / 682 |
| Last Transfer Date | Feb 5, 2025 |
| Transfer Doc | 01025/3300 |
| Record Updated | Sep 20, 2026 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,031.00 | $7,438 (-) Land $1,848 Building $5,590 | $74,382 (-) Land $18,480 Building $55,902 |
| 2023 | $7,438 | $74,382 Land $18,480 Building $55,902 | |
| 2022 | $1,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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